Unlock your
home’s value —without selling it.

Free up cash tied to your property while staying right where you are.
We help Singapore homeowners access the value they’ve built—quickly, safely, and without giving up ownership.

$500M+ private property loans completed

1000+ customers served

Over 30 years of relationships with private funds

02/ Your journey began years ago

Years ago, you invested in your first home — a smart move that has paid off.

Years ago, you invested in your home.
Since then, your commitment has paid off—your property has grown in value.

4.9/5 Rating customer

“This service gave me financial breathing space without needing to sell my flat. The team explained everything clearly and guided me step-by-step. Highly recommend.”

Mr. Tan, Tampines5

Proven Track Record

A trusted history of helping homeowners unlock the value of their properties safely and confidently.

Client-First Approach

Personalised guidance tailored to your financial goals, lifestyle, and property type.

Industry Expertise

Years Experience with over a decade of experience, Omahe brings deep market knowledge and expert.

Trusted Professional Network

Professional Agents our team of 75+ dedicated and licensed real estate agents, ready to provide support.

Our Solutions

Ways You Can Use Your Unlocked Funds

A smarter way forward

Keeping your home and having alternatives. What if you could access cash from your home — without selling it?

Get up to 85% of your home’s value in cash while keeping your property. Here’s why private property owners choose a property loan over selling.

Client Stories

What our happy clients say about Unlock Singapore Property

Seng Heng Aged 64

"I was considering selling my home to free up cash for my investments and business after my bank rejected my home equity loan due to my age, despite my high income. Fortunately, your team helped me unlock my property’s equity, allowing me to keep my home. I also appreciate your introduction to private funds with the lowest interest rates, as well as the prompt and transparent service throughout the process. Highly recommended!”

⁠Weng Kee, Kee Wai, Kee Hong Mother, aged 66 and children

"With your help, we can now use a home equity loan from our family home to purchase another investment property for our business. The entire process was quick and transparent, exactly as you explained. We also appreciate your assistance in securing the lowest interest rate. We’ll definitely recommend you to friends who need this service!”

Johnathan & Jolene Husband and Wife, both just turned 55

“As it was my first time taking a home equity loan, I really appreciate you taking the time to explain how everything works. I had no idea my property value had increased so much, and I was amazed that I could unlock its value in just a month. I also didn’t know that I could unlock my CPF from my home without having to sell the property. The process was incredibly fast and felt just like a normal bank refinancing. Thank you for the prompt and professional service!”

Compare Your Options in Numbers

Let’s assume you have a house with a $2,000,000 valuation that you are considering to sell. The table below compares the options.

Need Help

Frequently Asked Questions

What is unlocking property?

Unlocking your property means taking a home equity loan based on how much your home has appreciated in value. It’s similar to receiving the proceeds of selling your home, but instead, you get a temporary loan while keeping your property.

How much can I unlock from my property?

We provide a free calculation of how much you can borrow. Simply contact us, and we’ll handle the rest.

What are the repayment terms and interest rates?

With over 20 years of experience working with private funds, we’ll secure the lowest interest rate and create a repayment plan tailored to your private property needs.

Are there any criteria or restrictions for qualifying?

Our team will work closely with you to guide you on all the necessary criterias.

How long will it take to receive the funds?

Once approved, you’ll receive your funds within one month.

Unlock yourhome’s value —without selling it.